Advice for consolidating debt
By consolidating your credit card debt into a personal loan, you’ll have a definite plan for paying off your old card debt.
I need to consolidate them but have not found a bank willing to do so. Even if they came through a private lender, you can consolidate them through the Federal Direct Consolidation Loan program, which offers different repayment schedules that are meant to help you take control of your debt.
Here’s how credit card consolidation works: You first decide if you want to take out a new loan, open a new credit card or enroll in a debt management plan (more on that later).
Whichever option you choose, you will use it to pay off your multiple balances.
If you are struggling with debt and feeling overwhelmed, you are not alone. Simply fill out the form to speak with a friendly representative.
If you are having trouble managing debt or have already fallen behind on credit card debt, medical bills, department store cards, or other unsecured debt, relief is still possible with the help of a National Debt Relief Program debt relief provider.