Consilidating credit card debt
There’s no credit check before approval, so even if you have a bankruptcy or foreclosure in your financial history, you can still get this card.Other key features include: Refresh Financial Secured Visa has a 21-day interest-free grace period on all new purchases.
The Home Trust Secured Visa No Annual Fee does permit users to go over their credit limit, but you’ll be charged each time this happens.Obviously, the first reason to get the No-Fee Scotiabank Value Visa is that there is no annual fee.But the card offers more than just its free access.The Visa’s other fees are relatively low, with .50 charged for cash advances at any ABM in Canada, for every dishonoured payment, and if you exceed your credit limit.Other key features include: Other benefits of using the No-Fee Scotiabank Value Visa are contactless Visa pay Wave payments, a discount of up to 20% on Avis car rentals nationwide, and the option to add a supplementary card user.
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The stand-out advantage to the RBC Visa Classic Low Rate credit card is the extremely low interest rate if offers: only 11.99% on both purchases and cash advances.