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Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express. Our 31-Day Money Challenge will help you get out of debt, save more, and take back control of your life. And if you know of other prepaid card offers that you think should be added to the list, please leave a comment. I'm at Day 26 in your 31 day money challenge podcast. I've been looking for a comprehensive guide to all-things-money and this has been so informative." --Danielle Get Instant Access!Editorial Disclosure: This content is not provided by American Express. The weekly trip to a check cashing store takes time and gas.For those that can’t get a checking account or simply don’t want one, there is a no cost, convenient, and safe alternative to check cashing stores–a prepaid credit card with no fees or low fees.Because of this, a no fee prepaid credit card is about as close to a bank account as you can get, without getting a bank account.

That said, our standard is that we will never accept advertising from a product which we wouldn't use ourselves.Minimum purchase and minimum monthly payments are required. A valid email address must be provided at comenity.net/zales. Customer Service: Contact Comenity Capital Bank at 1-844-271-2708 (TDD/TTY 1-888-819-1918) or write to Customer Care, PO Box 183003, Columbus, OH 43218-3003 Remittance: Comenity Capital Bank, PO Box 659819, San Antonio, TX 78265-9119 Promotional financing available with Zales credit card accounts offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility.Minimum purchase and minimum monthly payments are required. A valid email address must be provided at comenity.net/zales. In addition to high cost, check cashing stores present several other problems to consumers. Taking your paycheck to a check cashing store and walking out with hundreds of dollars in cash is like wearing a bulls eye on your back.Second, there is simply the question of inconvenience.

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